Simple and Affordable. Call 0800 847 015Simple and Affordable. Call 0800 847 015

Affordable Third Party motor vehicle insurance

FinTel Third Party motor vehicle insurance gives you great cover for your car.

In addition to cover for your legal liability, the FinTel Third Party motor vehicle insurance policy also provides some cover for damage done to your vehicle by an uninsured vehicle.

Plus, for a little extra, you can choose to purchase our optional special benefit RoadWise for a 24-hour vehicle breakdown service for your car.

Download the Third Party motor vehicle policy



Liability Protection

  • We will cover you for up to $500,000 for your legal liability for claims made on you for property damage as a result of accidents in New Zealand involving your vehicle, or any vehicle not owned by you that you are using with the owner’s permission.


  • We will only pay for claims made relating to accidents which happen during the period of insurance.


  • We will also cover any other person using your vehicle with your permission provided that person:

  • was not insured under another policy;
  • has not been refused vehicle insurance in the last five years;
  • has not had a policy cancelled or claim declined by any insurance company in the last five years.

If you have liability cover with us under any other policy our maximum combined liability under all policies is $500,000.


What special benefits you are covered for under liability protection:

  • Bodily injury
    Liability protection is extended to cover your liability for up to $100,000 arising from bodily injury.


  • Legal expenses
    If you are charged with manslaughter or dangerous driving causing death arising out of an accident to your vehicle for which a claim is accepted we will pay your legal costs of defence up to $1,200.


What special benefits you are covered for:

  • Damage by an uninsured vehicle
    We will pay up to $3,000 for repairs to your vehicle if it is damaged in an accident and we have accepted your claim if you have identified the party at fault and it is proven that the other party was more than 50% at fault, and their vehicle was uninsured.



Optional special benefit:

  • RoadWise
    If you have selected this benefit you have access to the RoadWise programme. This programme does not form part of this policy and its terms and conditions are contained in a separate document – RoadWise programme.


Important note: This information is a summary only of parts of our policy. Please refer to our policy wording below for full details.

Download the Third Party motor vehicle policy


Need a quote? Call 0800 847 015

  • 45 Queen Street, Auckland. PO Box 90347, Auckland 1142
  • Phone: 0800 847 015
  • Fax: 0800 222 636
  • Email: insurance@fintel.co.nz

© 2016 FinTel, part of TOWER Insurance Limited. All Rights Reserved.