Affordable Third Party Car Insurance

In addition to cover for your legal liability, the FinTel Third Party motor vehicle insurance policy also provides some cover for damage done to your vehicle by an uninsured vehicle.

Plus, for a little extra, you can choose to purchase our optional special benefit RoadWise for a 24-hour vehicle breakdown service for your car.

Liability Protection

We will cover you for up to $500,000 for your legal liability for claims made on you for property damage as a result of accidents in New Zealand involving your vehicle, or any trailer or caravan attached to your vehicle (provided the trailer or caravan is not otherwise insured) or any vehicle not owned by you that you are using with the owner’s permission.

We will only pay for claims relating to accidents which happen during the period of insurance. We will also cover any other person using your vehicle with your permission provided that person:

• was not insured under another policy;

• has not been refused insurance in the last 5 years;

• has not had a policy cancelled or claim declined by any insurance company in the last 5 years.
  
  

If you have liability cover with us under any other policy then our maximum combined liability under all policies is $500,000.

What special benefits are you insured for under liability protection:

• Bodily injury

Liability protection is extended to cover your liability up to $100,000 arising from bodily injury.

• Legal expenses

If you are charged with manslaughter or dangerous driving causing death arising out of an accident to your vehicle for which a claim is accepted we will pay your legal costs of defence up to $1,200.

Special benefit you are insured for:

• Damage by an uninsured vehicle

We will pay up to $3,000 for repairs to your vehicle if it is damaged in an accident and we have accepted your claim if:

• you have identified the party at fault (i.e. name, address, phone number, make, model, registered number of that other party’s vehicle);


• it is proven that the other party was more than 50% at fault and their vehicle was uninsured.
  
  

Optional special benefit:

• RoadWise
  

  If you have selected this benefit you have access to the RoadWise Programme.
  This programme does not form part of this policy and its terms and conditions are contained in the separate document – RoadWise Programme.

Important note: This information is a summary only of parts of our policy. Please refer to our policy wording below for full details.

Download the FinTel Third Party motor policy

Need a quote? Call 0800 801 801