Simple and Affordable. Call 0800 847 015Simple and Affordable. Call 0800 847 015

Super Thrifti Contents Insurance


Affordable Contents Insurance

The FinTel Super Thrifti Contents insurance policy can provide you with a broad level of cover to protect the contents of your home and your personal property against sudden and unforeseen accidental physical loss or damage within New Zealand.


As well as the many special benefits automatically included in the FinTel Super Thrifti contents insurance policy, you can also choose from a range of optional special benefits (for an extra premium) to broaden your cover.


What special benefits you are insured for

  • Natural disaster damage

    If your contents suffer natural disaster damage we will pay the difference between the amount paid under EQCover and the sum insured shown in the certificate of insurance. If you would like more information about EQCover please ask us for a brochure, or phone the Earthquake Commission on freephone 0800 508 765.

  • No claims bonus

    If you have not had any claims with us or your previous insurer for the last year, you will receive a no claims bonus. If during the next two years you also don’t have any claims you will qualify for an extra no claims bonus. Should you make a claim, the no claims bonus or extra no claims bonus will be reduced at the renewal following the claim. However, we will increase it again at the next renewal if no further claims are made.

  • One event - one excess

    If your contents suffer loss or damage for which a claim is accepted and at the time we accept a claim as a result of the same event for loss or damage to your house or vehicle that are also insured by us, we will only deduct one excess and that will be the highest excess applicable.

  • Security alarms

    If you have installed a passive infra-red security system that protects all the important areas of your house, we will give you a discount off your premium.

  • Temporary accommodation expenses

    If your contents suffer loss or damage for which a claim is accepted under this policy or which is covered under EQCover and your house is uninhabitable as a result, we will pay your reasonable temporary accommodation expenses up to $5,000. No temporary accommodation expenses will be paid after repairs have been completed or your claim has been paid. If you have this benefit with us under any other policy then the maximum amount we will pay under all policies is $5,000.

Optional special benefits

  • Bicycles

    If you have selected this benefit and you suffer accidental loss or damage to your bicycle, we will pay the present day value up to the sum insured shown in the certificate of insurance. No cover is provided for burglary or theft unless your bicycle is secured to an immovable object by a recognised anti theft device or is contained in a securely locked building when it is stolen.

  • Computers

    If you have selected this benefit and you suffer accidental loss or damage to your computers (including laptops), we will pay the present day value up to the sum insured shown in the certificate of insurance.

  • Spectacles and contact lenses

    If you have selected this benefit and you suffer accidental loss or damage to your spectacles or contact lenses, (but not disposable contact lenses) for which a claim is accepted we will pay the present day value free of any excess.

  • Liability protection

    We will cover you for up to $1,000,000 (including your defence costs) for your legal liability for claims made on you as a result of accidents anywhere in New Zealand which cause property damage. We will only pay for claims made on you relating to accidents which happen during the period of insurance. If you have liability cover with us under any other policy then our maximum combined liability for any of our claims during any one period of insurance under all policies is $1,000,000. What special benefits you are insured for under liability protection

  • Tenants’ liability

    Liability protection is extended to include cover for loss or damage caused by fire, explosion or water damage to the house which is occupied but not owned by you.

Important note: This information is a summary only of parts of our policy. Please refer to our policy wording for full details.

Download the FinTel Super Thrifti Contents Policy document here

Need a quote? Call 0800 847 015


  • 45 Queen Street, Auckland. PO Box 90347, Auckland 1142
  • Phone: 0800 847 015
  • Fax: 0800 222 636
  • Email: insurance@fintel.co.nz

© 2016 FinTel, part of TOWER Insurance Limited. All Rights Reserved.